Why Liability Insurance Is Important
The small details make a big difference.
One detail thats often overlooked by homeowners is making sure that their contractors carry liability insurance. It is amazing that a contractor is required to have a business license and a contractor’s license to pull a permit, but not insurance. Whether it’s your plumber, roofer, or kitchen and bathroom remodeler, remember to ask for a certificate of insurance. If it’s provided by the contractor, don’t hesitate to contact the insurance agent listed on the certificate and validate that it is in effect.
Why is this important? It protects you the homeowner – not the contractor. In the event that someone punctures that hidden piece of plumbing or removes that load-bearing wall – the homeowner’s investment is protected.